Loan Consultant

Who we are: Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig. Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers. Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank. Join Fairstone as a Loan Consultant and be part of our talented and growing team! Note: This is a temporary 18 month contract position. About the role: As a Loan Consultant, you’ll play a key part in growing our business by: * Actively promoting and selling loan and protection products in a fast-paced, sales-driven environment * Understanding customer needs to recommend the right financial solutions * Managing the entire sales process, both in person and virtually — from application to closing * Building strong relationships and earning trust through excellent service * Staying focused on individual and team sales goals * Performing credit assessments, processing payments, and managing overdue accounts What we are looking for: * High school diploma (post-secondary education in finance, sales, or business is an asset) * Minimum 1 year of sales experience with a focus on meeting/exceeding targets * Strong interpersonal, communication, and negotiation skills * A customer-first mindset and a passion for delivering value What you’ll love about working here: * Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers. * Compensation Package: Competitive hourly rate plus an incentive plan based on performance. * Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share. * Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development. * For more information on who we are as an employer click here. [https://www.fairstone.ca/en/fairstone-careers] What you can expect - pay & process: * Expected base hourly rate range of $17.60 - $22.31 , plus the opportunity to earn uncapped monthly bonuses tied to performance—your success drives your earnings. * This posting is for an existing vacancy within our organization. * Artificial intelligence may be used in parts of the recruitment process. * All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire. If what you read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for first stages of the interview process. #BRON Learn more: https://www.fairstone.ca/en/about/canadian-lender [https://www.fairstone.ca/en/about/canadian-lender] Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/ [https://www.linkedin.com/company/fairstone/mycompany/] If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application. Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence. Time Type: Full time JOB TYPE: Temporary (Fixed Term)

The Loan Consultant is responsible for promoting and selling loan and protection products while managing the full sales cycle from application to closing. They perform credit assessments and manage overdue accounts to meet individual and team sales goals.

Candidates must have a high school diploma and at least one year of sales experience meeting or exceeding targets. Strong interpersonal, communication, and negotiation skills are required.

• Performance Incentive Plan • Retail Discounts via WorkPerks • Gym Memberships • Toronto Bike Share • Education Assistance Program • Fairstone Academy Training

Identified from the job description. Confirm important requirements above.

• Sales
• Credit Assessment
• Financial Solution Recommendation
• Negotiation
• Customer Relationship Management
• Communication
• Payment Processing
• Account Management

• Sales
• Finance & Accounting
• Customer Service & Support

Minimum education

High school

Minimum experience

2+ years

Posting language

English

Working hours

40 hours per week